Our Services
"Quality in our services is never an accident; it is always the result of intelligent effort."
- John Ruskin
Retirement Planning
Retirement planning is essential for a secure and comfortable future. Utilizing safe financial products ensures your savings grow without exposure to market risks. By choosing options like fixed indexed annuities, you can enjoy guaranteed lifetime income, providing financial stability you can count on. This approach protects your nest egg from market volatility, ensuring you won't outlive your savings. Start planning today with no market risk financial products and enjoy a worry-free retirement with consistent, reliable income.
401(k) / IRA / 403B
TSP Rollovers
Secure Your Retirement with Safe Rollovers
Maximize the potential of your 401(k), IRA, 403B, or TSP rollovers by choosing safe financial products that eliminate market risk. These options provide guaranteed lifetime income, ensuring you won't outlive your savings. By avoiding market volatility, you can protect your hard-earned retirement funds and enjoy a stable, predictable income stream. Start your rollover today and secure a worry-free retirement with financial products designed for safety and longevity.
Pension Maximization
Pension maximization is a proactive financial strategy aimed at optimizing your retirement income. It involves the individual selecting the higher single-life pension benefit, which pays out for their lifetime only. This strategy can be implemented years prior to retirement as well as at retirement. By planning and implementing this approach years before retirement, you can leverage your pension's single-life payout option. This early action allows for greater accumulation of wealth, providing you with additional income streams during retirement and ensuring financial security for you and your spouse. Upon the retiree's death, this strategy provides financial support to the surviving spouse, ensuring that both partners are well-provided for throughout their lives. This approach requires careful analysis and planning to balance the risks and benefits, ensuring it aligns with the individual's overall retirement goals and financial situation.
Estate Planning
Software
Estate planning for everyone...Made Affordable, Fast & Easy. The US legal system is expensive, but protecting your family shouldn't be. Many people don't have an estate plan because they can't justify many hours of attorney fees. We have the solution to solve this problem; because everyone should have access to affordable, attorney drafted solutions to protect their family and give them peace of mind. The law is complex, our software makes it easy. Our Estate Planning Software was written by expert estate planning attorneys, customized to fit your needs and is crafted for all 50 states. We combined a team of technology experts with Expert Estate Planning attorneys to create a new technology to bring Comprehensive Estate Plans to everyone. Our software provides you with the ability to draft your own estate plan with the help of a concierge who will walk you through how to use the software to draft your plan. In extension to a concierge you also have the ability to make your own amendments without the expense of outrageous attorney fees. Thousands of hours went into creation of these documents and the software platform to make it so easy, anyone can do it.
Tax-Advantaged
Financial Strategies
Protect Yourself from the Dangers of Increasing Taxes and Market Volatility. A Max-Funded Tax-Advantaged Indexed Universal Life (IUL) Policy offers a powerful solution for your retirement planning. With a focus on safety, liquidity, predictable returns, and tax advantages, an IUL policy can help you navigate the challenges of increasing taxes and market volatility. By maintaining the ability to access your funds without penalties and ensuring a steady, predictable rate of return, this policy provides a reliable financial foundation. Additionally, the tax advantages of an IUL policy allow you to maximize your savings and keep more of your hard earned wealth in your pocket. Secure your future with a Max-Funded IUL policy and enjoy a worry-free retirement. No matter how you look at it, paying less in taxes means keeping more for yourself. In our opinion, as part of your tax-reducing retirement strategy, you should take a serious look at MAX-FUNDED, Life Insurance Policy. When structured properly and funded correctly a Max Funded Life Insurance Policy will knock the socks off any typical IRA or 401(k).
Strategic Qualified
Rollouts
Optimize your retirement strategy with tax-advantaged financial products designed for qualified plan rollouts. These products offer significant tax benefits, helping you maximize savings and minimize tax liabilities. By strategically rolling out your qualified plans into these vehicles, you can secure your financial future with enhanced growth potential and tax efficiency. Start planning your qualified plan rollout today to harness the full advantages of tax-advantaged financial products for a secure retirement.
Roth Conversions
A Roth conversion is a strategy that involves transferring assets from a traditional IRA or 401(k) into a Roth platform. This process requires paying taxes on the converted amount at the current income tax rate. The key benefit of a Roth conversion is that it allows future withdrawals from the Roth platform to be tax-free, provided certain conditions are met. This strategy can be advantageous if you expect to be in a higher tax bracket in retirement, as it can help manage future tax liabilities and provide tax-free income during retirement.
Disability Income
Insurance
Think of disability income insurance as protection for your income. What would happen if you were suddenly unable to go to work and didn’t receive your paycheck for three months? What about three years? Could you pay your bills on time? Would your family have enough to meet everyday living expenses? Individual disability income insurance is income continuation, or replacement income. If you’re injured or become ill, your disability benefit will replace a percentage of your income while you’re unable to work. This type of income protection insurance pays you so you can pay your mortgage or rent, buy groceries and meet other ongoing living expenses.
Life Insurance
Life insurance is a crucial safeguard for your family’s future, providing financial security and peace of mind. In the event of the unexpected, life insurance ensures your loved ones are protected from financial hardship, covering expenses such as mortgage payments, education costs, and daily living expenses. By choosing the right life insurance product, you can guarantee that your family maintains their standard of living and meets their long-term goals, even in your absence. Protect your family today with a life insurance policy tailored to your needs and secure their financial future.
Office Locations:
Dayton, OH
Cincinnati, OH
Youngstown, OH
*Doing business in all states except New York
